Everyone knows the dangers of distracted driving. We know we shouldn’t use a cell phone while we drive, especially texting while driving.  What affect would this have on an auto accident claim in Kentucky? 

The initial investigation into a distracted driving case involving texting or talking on a cell phone at the time of a car accident is very similar to the investigation of any automobile accident case.  A personal injury attorney will obtain a copy of the police report; get photographs of the accident scene and the vehicles. Witnesses will be interviewed. Insurance policies will be reviewed.

Other lines of investigation will include the at-fault driver’s cell phone provider at the time of the Kentucky car accident.  All cell phone records will need to be subpoenaed and reviewed. Those would include all personal numbers and employer numbers. You need to review  all cell phone records.  Cell phone records are important because they can show the time and length of a call on a particular date. If you can pinpoint the exact time of the accident you can show whether or not a defendant was on a cell phone at the time.

A defendant will have to explain the cell phone use during his deposition. Questions I would ask during a deposition would include:

• Were you on the cell phone at, near or during the collision? 
• Were you dialing your phone at, near or during the collision?
• Were you picking up your phone at, near or during the collision?
• Were you touching your phone at, near or during the collision?
• Were you looking up a phone number at, near or during the collision?
• Did you have your phone in your hand for any reason at, near or during the collision?
• Were you texting on your phone at, near or during the collision?
• Have you ever used a cell phone while driving?
• Have you ever had an accident with a cell phone? 

Unfortunately this type of litigation is going to become more and more common.  I don’t believe the new Kentucky cell phone law is going to curb the use of cell phones for either talking or texting.  As the verdicts and penalties increase then the behavior will change.  It will take time.

If a personal injury attorney discovers information that indicated a cell phone was being used by the at-fault driver theories of negligent causation and failure to abide by a statute will be considered.  Reckless driving or gross negligence are other theories that may be pursued. The law is developing, but these fact situations may justify punitive damages if the activity was grossly negligent or recklessness.  It will be interesting read Kentucky Court opinions as the law develops. Only time will tell whether any of these theories of negligent will be applied to cell phone use.

There is a no texting and driving law in Kentucky.  What effect will it have on the way Kentucky drivers behave behind the wheel of their cars and will the law prevent serious car accidents?  There are states that have had cell phone laws in effect for two years or more, including New Jersey.  Since the law has been instigated in New Jersey there has been more than 252,000 citations issued across the state.  Despite this number at least one survey shows that more New Jersey motorists are using their cell phones while driving than ever before. Oddly the number of crashes involving cell phones and distracted driving has dipped slightly since the law went into effect. 

           The New Jersey law has stronger prohibitions than the Kentucky law. New Jersey prohibits texting while driving and talking on a handheld phone while driving.  The penalties in New Jersey are similar to those in Kentucky. Motorists only face a $100.00 fine plus court costs for a violation. The crime of using a cell phone in a car while driving in New Jersey is a primary offense. This means the police can pull you over just for that activity alone. 

            Unfortunately laws don’t change behavior overnight.  We can look back at seatbelt laws when they were first passed.  People fought the new laws. Many did not wear seatbelts. They saw no benefit. It had to be proven to them. Now there’s hardly anybody that gets into a car that does not buckle up. 

             What is the answer to speed up the process of the new anti-texting law? Is it public awareness?  Campaigns using billboards and commercials appear to be helping. 

             What can Kentucky learn from New Jersey?  In my opinion the penalties are not strong enough to inhibit texting while driving.  This is especially true with those who have grown up using texting as the primary communication tool. It is second nature to them. The penalties need to fit the crime.  If somebody is seriously injured or is killed by a driver distracted by texting the penalties and charges should be in line with the damage that is done.  An automobile is a deadly weapon if not treated with respect. My old boss, former Commonwealth’s Attorney and Jefferson Circuit Court Judge, Ernie Jasmin, used to say that an automobile in the hands of a drunk driver was a deadly weapon with a license to kill. It is exactly the same for a texting driver.  If you use a motor vehicle carelessly and cause a serious Kentucky automobile accident you should pay the consequences. It’s time to take the next step and beef up the law in Kentucky.

What can a Kentucky auto accident victim do to increase their chances of a successful outcome to their Kentucky car accident injury case? Why is it that some Kentucky car wreck cases are settled for more money than others? Why are some car accident victims seen as more credible than others? Does the insurance company just like Louisville car accident victims more than those from Lexington?

One of the biggest reasons why I see Kentucky car accident cases fail is lack of documentation.  The most important thing a Kentucky accident victim can do is document everything that happens in their accident case. From the moment you are in an automobile accident you should take pictures and make notes of everything that happened. The same thing applies to truck accidents and bicycle accidents.

If you’re in a car accident, you should take pictures of the vehicles as they are on the roadway at the time the accident occurs.  This could be important in determining liability or who caused the accident. 

You should also take pictures of the damage to your car and the damage to the car that hit you.  Many times there is very little damage to your car, yet the car that hit you has thousands of dollars worth of damage.  This is important evidence that your personal injury attorney can use in negotiating a settlement with the insurance company or arguing your accident case to a jury.

It is also important to keep a diary. You should write down everything that happens in the case so that you can remember it later when you need to.  Should you have to give a deposition or testify at trial it might be three or four years after the automobile accident. You may forget many of the details of the accident, your treatment and how you were affected.  You must have a way to refresh your memory as to how the accident painfully affected your life. It is also a great help to your personal injury attorney.

If you think back to even last Christmas and try to remember everything that happened, you’re not going to give an exact play-by-play of every gift that everyone received that day. This is the same thing that will happen as time passes after your auto-accident.  You will not remember everything. 

The point to all this is you need to document! This will increase the chances of you getting a good and fair recovery in your Kentucky auto accident case. Give yourself a fighting chance against the insurance company by documenting everything that happens in your Kentucky car accident case.

            There is a call that no parent ever wants to receive.  Unfortunately, I did receive that call a couple weeks ago. 

I was in a deposition with a client on their Kentucky car accident case when my cell phone vibrated.  I recognized the number. It was my 16?year-old daughter who had just got her Kentucky driver’s license a month and a half before.  I let the call go to voice mail, but she immediately called me back.  This is our signal that it is an emergency and she HAS to speak with me immediately.  

I asked to take a break from the deposition so I could return my daughter’s call.  On the other side of the line I heard in half understandable words, “Dad I’ve just been in a wreck.”  I said, “Calm down.  Are you all right?”  She responded “The car, the car, the car.” I told her “I don’t care about the car.  Are you all right?” 

As I deciphered my daughter’s words in between the sobs I discovered that her neck was hurting from the automobile accident. She was driving to study for finals with three of her friends. She stopped at a light. Friend #1 stopped behind her. Friend #2 stopped behind Friend #1.  At that point in time Friend #2 was rear-ended by a blue minivan.  This set off a chain reaction that ended up with my daughter getting hit in the rear; the car in the middle was sandwiched and got the worst impact in this car accident. 

Then here’s what happened that made it all the worse.  The van took off.  It was a hit-and-run accident.  None of the girls thought quick enough to even try to get the license plate or a good description.  After all they are 16 and new to driving. The police responded to the scene and did an investigation but there was little they could do with no information. 

Luckily my daughter was okay and her friends appear to have no medical issues after a few weeks of treatment. You have to be extremely careful what you write about your Kentucky personal injury case, whether it is in a blog or on Facebook. That allows me to talk about it at this time and make my point. You should always be alert and try to keep your head after an accident.  Document as much as you can at the automobile accident scene. Take pictures of everything at the scene, including cars and skid marks. Give all information that you can to the police. 

Uninsured drivers are everywhere. If my daughter would have been seriously injured, we have Uninsured Motorist Coverage which would have paid for any pain and suffering.  Thankfully we also had PIP insurance which will pay for any and all medical bills. In fact was have Added Reparations Benefits which will pay medical bills up to $50,000.00. 

I hope none of you ever receive this call but if you do, the most important thing is to make sure that your child stays calm in this traumatic situation.  If anyone reading this would like a copy of the free brochure I offer, “What to do if You’re in an Automobile Accident”, please go to my website. You can download a copy there or if you send me an email I will be more than happy to mail you a copy free of charge.

The insurance adjuster wants to take a recorded statement from you, the victim of a Kentucky car accident. You have been injured through no fault of your own. You are hurting. All you want is to go to the doctor, have your medical bills paid and to get your car fixed. Now the insurance company wants to take your statement and grill you like a suspect in a television crime show. You didn’t do anything wrong.

 Kentucky automobile accident victims come into my office and tell me that they have been called by the insurance adjuster. Most accident victims give a statement because they feel that they have to.  This is not the case.  You do not have to talk to the insurance adjuster from the at-fault insurance company if you don’t want to. In most circumstances it is advisable not to speak with them until you have spoken to an experienced personal injury attorney. You have the right to refuse.

Insurance adjusters take statements on an almost daily basis. They have an agenda or purpose behind what they are doing.  They are not trying to find out exactly what happened in the case, although that is part of the purpose. They are also trying to get information from you they can later use to defeat your car accident claim. The insurance company is trying to limit the amount that they are going to have to pay you for your injury claim. 

Eventually in most situations you will give a statement to the insurance company. You should do it only after you have been prepared by your attorney. This will help to put you on a level playing field with the insurance adjuster. Once you know what your rights are and what the insurance company’s agenda is for this statement you will be better equipped to protect your rights. You will be able to give a statement that will be beneficial to your Kentucky accident claim.

Wait to give your statement. There is no rush. Make sure that you’re not on pain medications Make sure that you’re not still recovering from injuries. You should not be in extreme pain when you give a statement.  You don’t want to give a statement right after an accident when your adrenaline is still high and you don’t know exactly what your injuries are.  Wait; time is not of the essence as the insurance adjuster makes you feel. Give yourself a chance to recover and be educated so that you know what the statement is really about. By doing this it is less likely that you will say anything that will damage your accident case.