Last week, two men from Meade County entered a plea of guilty to charges of arson and insurance fraud. According the report, Kentucky State Police say Joseph Ross pled to ten years and Joshua Fuqua pled to seven years for their involvement in a staged accident to collect money from the insurance policy.
In June of 2011, a pickup truck drove into a motor home and the case was initially marked a motor vehicle accident. After an investigation, it was found that the accident was staged and Ross and Fuqua were arrested.
Staged accidents are actually common and something you should be aware off. There are different types of staged accidents that you can find here(link).
According to the DMV, staged car accident scam artists tend to be vulnerable to facts. The more information you provide, the less inclined the scam artist will be to follow through with the charade.
When driving, it’s not a bad idea to always have a camera (a camera phone will suffice), pen, and paper. This way, if you’re involved in an accident which hints of phoniness, you can validate inner suspicions with facts. Snap photos from every angle of the involved vehicles, with special focus on the damage. Also, capture on camera the license plate, as well as photos of all the passengers in the other vehicle.
Take copious notes. Record the general height and weight and ethnicity of the other car’s driver and passengers. You should also try to obtain the driver’s:
- Driver license number.
- Vehicle registration information.
- Car insurance information.
- Name, address, and phone number.
In addition, you should:
- Always call the police. This is especially imperative if you suspect something may be in question
- Never settle on site with cash. Report the accident and/or accident claim to your auto insurance company. Be sure to express your suspicions if you feel fibbers are afoot.
- Be careful without how much personal information you disclose. You don’t want to discover two weeks later that your identity has been stolen.